20. Which credit principle refers to industry's trends and govemment regulations a) Character b) Circumstances c) Coverage d) Capacity 21. Risk capital can be provided by govemment hacked corporation a) True b) False 22. Who identifies "financial needs" before appeaching it a) Controller b) CFO c) Financial Analysts d) Treasurer 23. Financial Projections are performed before operating budgets a) True b) False 24. Which method gives rough estimate of ROI a) Payback Method-Traditional b) Payback Reciprocal c) Payback Method-Discounted d) None of the Above 25. What "PI" means? a) Profitability Index b) Benefit-Cost Ratio c) Profit Value Index d) All of the Above 26. Internal Rate of Return (IRR) shows the economic merits of several projects and compar returns with other financial indicators a) True b) False 27. Which method fails to measure the true economic worth of a capital expenditure per a) IRR b) NPV c) Payback Method d) PI