20. Which of the following does not discharge a contract by operation of law? A - Bankruptcy B Statutes of Limitation - C - Illegality D A lost contract 21. An impossibility to perform on a contract is when: A - No one can perform on the contract B - Only the person required to perform cannot perform on the contract C - It is difficult or inconvenient to perform on the contract D None of the above 22. The initials "HDC" in negotiable instruments refers to: A - Nothing B Holder in Due Course C - Holder in Confidence D - Holder in the Ordinary Course of Business 23. The word "damages" refers to: A The compensation due to a non-breaching party to receive any financial loss caused by the breach B The money received for payment on the contract C The essential ingredient in every contract case in a court of law D-A and C