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20. Which of the following individuals might need the homeowners ordinance or law - increased amount of coverage endorsement (HO 04 77) to a homeowners

20. Which of the following individuals might need the homeowners ordinance or

law - increased amount of coverage endorsement (HO 04 77) to a

homeowners policy?

1. A person who owns a home in an older neighborhood.

2. A person who owns a home in an historical area.

3. A person who owns a home in a recently re-zoned neighborhood.

4. All of the above.

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