2021 is shaping up to be a record-breaking year for fintech IPOs, and evidence suggests that the post-pandemic listing frenzy is only getting started. This year, we've already seen the likes of Robinhood, Wise, Coinbase and many more financial technology giants go public around the world. But what will the fintech IPO landscape look like for the rest of the year and beyond? India's fintech market is now valued at US$31 billion, projected to grow to US$84 billion by 2025. The fintech transaction value size is projected to grow to US$138 billion by 2023 from US$66 billion in 2019.26-Jul-2021. In 2019, the fintech market in India was valued at over Rs 1,920 billion and is projected to cross Rs 6,207 billion by 2025, expanding at a CAGR of 22.7 per cent. As the data above shows, the IPO landscape for fintech companies has grown rapidly in the wake of the Covid-19 pandemic. Where many years went by without any fintech IPOs over the first 13 years of the 21st Century, the pipeline for 2021 has seen fintechs generate record-breaking revenue already, fuelling fears that we may be witnessing a bubble forming in a similar way to the dotcom boom of 2000. However, there are plenty of reasons why the fintech boom is not only here to stay, but that it's only just getting started. Bring out your advisory note on: 1) The key reasons why 2021 may just be the start of fintech's real golden age. 2) How the Public Sector Banks (PSBs) are seen vis a vis fintech expansion in the context of their business and capital plans. 3) Based on the points 1 and 2 above what's your advisory on Reorganisation Strategy for the PSBs in India. 4) Come out your views on sustainability of earnings under fintech models? 5) What's the risk-return scenario for funding of fintech companies, going forward?