21. (12 points) Below is a modified balance sheet of the The Peoples Bank of Gambier, small bank in Ohio The Peoples Bank thousands of dollars Assets Reserves Loans Liabilities + Capital $3,120 Checkable Deposits $16,100 Savings deposits$32,100 Short-term loans to businesses Consumer loans Real Estate Loans $2,700 $3,020 Borrowing $2,000 S32,800 Securities Other 11,600 $2,300 a. (2 pts) Calculate equity capital (bank capital) of The Peoples bank b, (3 pts) ROA for Peoples bank was 0.37%. Calculate ROE. c. (3 pts) Suppose the reserve requirement is 10%. Calculate excess reserves of The Peoples bank d. (4 pts) Suppose The Peoples Bank is surprised by a VERY LARGE withdrawal from depositors and does not hold enough in reserves. Provide 3 ways that the bank could raise the funds to satisfy this withdrawal. List in order of least cost to bank to greatest