. 21 .61 Directions: Use the information below to assess the capacity, character, and collateral of a potential borrower and then answer the questions. Loan Request: $60.000 for a new Hyundai NEXO Fuel Cell SUV Character Collateral nnual household income: FICO score: 720 Short-term financial assets $80,000 Years living at current $200 in checking account cars working for current address: 2 months Long-term financial assets employer: 10 years Criminal record: 1 minor $1,000 in savings accou Education: College graduate traffic violation Equity in home: $20,000 Monthly debt payments: 10% Length of cre f credit history: 6 Market value of other real of monthly income years using a major credit assets: Cars and electronics card $10,000 25. Given an individual with the characteristics above, evaluate how likely it is that this person repay the loan in each of the three categories. Give a rating of "low risk," "medium risk, "high risk. Capacity: Character: Collateral: PERSONAL FINANCE 26. Which factors support approving this individual's loan request MacBook Pro