21. A new bank is offering a special one-time package to reduce your Auto outstanding bills to one easy-to-handle payment plan. The new bank will pay off the current outstanding bills of $242,000 for Auto Outstanding bills and you will make an annual payment to the new bank at a 10% interest rate over the next fifteen years. First, what are the annual payments and the remaining balance of the loan at the end of each year (should Custom Autos want to pay off the loan early)? Second, when will the balance be half paid off? Finally, what is the total interest expense on the loan over the fifteen years