21. Bill aged 25. is married with three kide. He meets with Simone, a life insurance agent, to complete a cnica miness inturance apglicarion. Eat enentians that his own father suffered a heart attack at age 35 , which took a toll on the family's finances at the time. Glven this intortnation abont his tathers medical history, Simone warns Bill that the insurance company might chone not to cover claims resulting from biul wulfering a cardiorvoculat incident. What condition is the insurance compariy most likely to impose when issuing Bill's policy? A promium rating An exchusion. A deductible A 30 - day survival period