21) Consider the following timeline detailing a stream of cash flows: Date $5000 $6000 $7000 $8000 Cash flow If the current market rate of interest is 6%, then the present value of this stream of cash flows is: 22) Consider the following timeline detailing a stream of cash flows: Date $2000 $3000 $4000 ? $1000 Cash flow If the current market rate of interest is 5%, then the future value of this stream of cash flows is closest to