21- if a PAP starts on February 15, 2020, at 3 PM, when is the annual renewal?

A) February 15, 2021 at 3 PM B) February 14, 2021 at 3 PM C) February 15, 2021 at 12:01 AM D) February 14, 2021 at 12:01 AM E) February 16, 2021 at 12:01 AM F) February 15, 2021 at 12:01 PM

22- the name and address of a lien-holder is listed on

A) the dec sheet on a liability only policy B) the dec sheet on a PAP policy when part D is in existence C) both A and B D) neither A or B

23- liability 15,000/30,000/5,000 means A) The insurance company pays a maximum of 15,000 dollars to one person injured, and $30,000 to more than one persons injured and nothing else. B) The insurance company pays a maximum of 15,000 dollars to one person injured, and $30,000 to more than one injured persons and $5000 medical payment C) the maximum an insurance company pays is $15,000+30,000+5,000 = $50,000 D) the maximum an insurance company pays is $15,000+30,000 E) the maximum insurance company pays is $15,000+5000 F the maximum an insurance company pays is $30,000+5000 G) all of the above or wrong H) only A is correct I) only A and B are correct J) only C is correct

24- Covered autos include A) cars shown on deck B) a car you borrow or rent C) a car you bought three nights ago and you have not informed your insurance company about it D) a trailer with no engine E) all of the above F) only A and B

25- Insured persons are

A) your friend who borrowed your car with your permission B) family members named on policy who live with you C) your son who lives in a college dormitory away from you D) all of the above E) only A and B

26- John has a single limit policy of hundred thousand dollars. He hits a car in front of him causing $30,000 injury to each of three people in the car and $5000 damage to a telephone booth and $10,000 damage to the car. How much will his insurance company pay?

A) hundred thousand dollars B) 30,000+5000+10,000 C) $90,000 D) $100,000 + $5000

27- Which of the following will receive med pay?

A ) John driving a minivan taking seven passengers to the airport and charging each of them twenty dollars B ) John and her wife Jane were hit by a car while walking on the street C) Jane driving her husband and six children to LAX for a fun trip to Hawaii and had an accident; every one was injured D) all of the above E) none of the above F) only B and C

28- comprehensive covers

A) fire B) theft C) Window breakage D) wind storm and hail E) hitting a deer F) all of the above G) only A and B

29 - John has physical damage coverage on his auto policy with $500 deductible; he hits the car in front of him and the damage to his car is $4000. How much will the insurance company pay John? A) $4000 B) $3500 C) $500 D) none, because John was at fault

30- In which of the following cases will the insurance company NOT pay on a comp/coll policy

A) John's car was stolen and never found B) John had an at fault accident damaging his own car C) John had a no-fault accident in which his car was totally damaged D) someone stole Jane's car, it was found in three days but her $3000 fur coat was stolen from the Car I got: 21 A 22 D 23 G 24 E 25 D 26 A 27 D 28 F 29 A 30 D Can anyone verify Please? Thank you EXPLAIN YOUR ANSWERS DO NOT SIMPLY STATE "All the answers given by student is right"