21. Sabrina is away at a job assignment for a couple of weeks. One of Sabrina's co-workers, Dante, visits Sabrina's husband at home to see how he is doing and brings him some food that was left over from an office party. The husband is seriously sickened by the food, apparently due to some contamination that resulted while it was in the office refrigerator. Which insurance policy (of the employer) is most likely to have to pay for this harm