2.1 Sam Jones earns a salary of R40 000 (net salary) per month. His monthly cashflows include: - Bond R12000 - Electricity R3000 - Cell phone R900 - Food and entertainment R4000 - Petrol R2000 - School fees R3000 - Car repayments R3000 - Insurances R3000 He wishes to invest in a new business and needs to know how much he can invest. Prepare a personal cashflow for him and advise how much cash he has available each month towards any new investment. In addition to the above, he has indicated that he must have a 5% buffer ( 5% of net salary) available for emergencies each month in case of emergencies (in addition to his savings). (10 marks)