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21) What implications do ratings have? O Higher ratings have higher default rates O Higher ratings indicate a lower probability of default Higher ratings are

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21) What implications do ratings have? O Higher ratings have higher default rates O Higher ratings indicate a lower probability of default Higher ratings are considered high yield bonds O Lower ratings have lower probability of default 22) Which entity listed below insures depositors at US banks? Office of the Comptroller of Currency (OCC) Federal Reserve Bank (Fed) Financial Industry Regulatory Authority (FINRA) O Federal Deposit Insurance Corporation (FDIC)

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