21. When requesting a consumer's consent to make unsolicited pre-recorded telemarketing calls ("robocalls") to the consumer, what standard is used to evaluate the propriety of the notice? A. Beyond All Reasonable Doubt. B. Clear and Conspicuous. C. Clear and Convincing. D. Preponderance of Reasonableness. 22. The CAN-SPAM Act applies to what types of electronic messages? A. Where the primary purpose of the message is commercial. B. Where the primary purpose of the message is transactional. C. Where the primary purpose of the message is to cause irritation. D. Where the primary purpose of the message is pornographic. 23. How promptly must businesses that send unsolicited commercial emails process opt-out requests received from consumers? A. 7 Days. B. 10 Days. C. 30 Days. D. 60 Days. 24. An operator of which of the following is regulated by the Children's Online Privacy Protection Act ("COPPA")? A. A general audience website that provides financial education. B. A mobile application to assist in banking. C. A social networking website directed to teenagers over the age of 13. D. A general audience website that provides online games and the operator has knowledge that the games are being played by children under the age of 13. 25. Domestic financial institutions are required to provide their customers with the opportunity to opt out of sharing what type of information with unaffiliated third-parties? A. Personal Information. B. Publicly available information. C. Non-public personal information. D. De-identified personal information. 26. Of the questions below, which is the FIRST to be considered in a Fourth Amendment privacy analysis? A. Is there a compelling state interest? B. Is the search reasonable? C. Is there a reasonable expectation of privacy? D. Is the alleged search or seizure executed by the government?