21-During 2020, Tom sold GM stock for $11,800. The stock was purchased 4 years ago for $16,520. Tom also sold Ford Motor Company bonds for $41,300. The bonds were purchased 2 months ago for $35,105. Home Depot stock, purchased 2 years ago for $1,180, was sold by Tom for $1,770. Calculate Tom's net gain or loss, and indicate the nature of the gain or loss?