22 On January 1, a company issued 20-year, 10 % bonds with a face amount of $100,000. The market rate for similar bonds was 9%. The bonds make semiannual interest payments on June 30 and December 31 each year. The interest payments represent what type of annuity? To compute the present value of interest payments, what is the appropriate "n" and "i"? (Click to select) Annuity due with n = 40 and i = 5.0% Ordinary annuity with n = 40 and i 5.0% Ordinary annuity with n = 40 and i 4.5% Annuity due with n = 40 and i = 4.5%