22. Which one of the following is TRUE? Only you (not your employer) pay your Social Security tax. b. Both your earned and uneared income is taxed for Social Security c. There is a cap on the amount of your earned income that is taxed for Medicare. There is a cap on the amount of your earned income that is taxed for Social Security. e. None of the above are TRUE. 23. Which one of the following is TRUE about High-Deductible Health Plans (HDHPs) with Health Savings Accounts (HSAs)? Contributions are not tax deductible b. Unused funds cannot be carried by employee into the next job c. Unused funds can be carried by employee into retirement d. Only your employer can contribute to your HSA. Only you e. None of the above are TRUE. 24. Social Security pays for all the following if you qualify EXCEPT: a. Retirement income b. Medical expenses when over age 65 c. Disability income at any age Income to your qualifying survivors if you die 25. Megan bought a new walk-in freezer that cost $10,000 for her ice cream shop when she opened for business three years ago. Recently, lightning struck a nearby power line and the resulting power surge completely ruined the freezer, which is covered by her property insurance. Her insurer's claims adjuster informs Megan that the freezer can be replaced for $12,000, freezers have a 15-year depreciable life, and her policy pays actual cash value. Assume there is no deductible. Megan should receive: a. $12,000 b. $10,000 c. $9,600 d. $8,600