2-20 Company A owns a patent with 15 years of remaining life. Company B is paying royalties to Company A for a license to the patent. It is estimated that royalty payments for the next 15 years will be $6,000 per year for the first five years, $8,000 per year for the next four years, and $10,000 per year for the last six years. Company B offers to prepay the expected royalty payments for $70,000 now. If Company A considers 10% per year to be its minimum acceptable return on investment, should it accept the prepayment offer for $70,000 now or take the royalty payments year by year