23 Dr. Pelosi has been a professor at the University of London for over two decades. He leads a modest Lifestyle and he always had enough extra funds to enjoy vacations with his wife, provide a good education for his children, and indulge in a few luxuries for himself. He decided that he would like to leave a legacy of $150,000 to the university. After talking with his insurance advisor, Dr. Pelosi decided to purchase a universal life insurance policy. Which of the following features would be the most affordable method to help meet his objectives? a. O Level death benefit, yearly renewal term insurance. b. Level death benefit, level cost of insurance c. O Indexed death benefit, adjustable premium rates. d. O Indexed death benefit, level cost of insurance