23) Employees and dependents usually are encouraged to use a preferred provider plan network:

a) Through higher deductibles in the preferred provider plan.

b) By an increase in salary

c) By federal government regulation

d) By lower out-of-pocket costs in the preferred provider plan network

28) Under COBRA the continuation of health insurance coverage:

a) Is automatic and does not require election

b) Must be elected by the beneficiary

c) May be allowed at the employers discretion

d) May be granted at the insurer's option

30) A accident and sickness insurance policy covering ONLY cancer or some other dread disease is an example of a:

a) Franchise policy

b) Geriatric policy

c) Blanket policy

d) Limited policy