23. Last year Dwight set up a trust for his daughter and son consisting of all $200,000 of stocks and bonds in his investment portfolio. Dwight has retained his home valued at $300,000. This year, Dwight expects to enter a nursing home in a state where the average cost of nursing home care is $5,000 per month. How long is Dwight's penalty period on asset transfers before Medicaid will begin to pay for his nursing home expenses