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23) Which of the following statements about judgment rating is true? A) It is a form of experience rating. B) It is used when the

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23) Which of the following statements about judgment rating is true? A) It is a form of experience rating. B) It is used when the loss exposures are so diverse that a class rate cannot be calculated C) It involves the manual rating of exposures. D) It is only used when credible loss statistics are available

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