23,24 and 25

23. Per the Fraud Examiners Manual, what does piggybacking do? A. A method used by a fraudster to not get caught stealing personal information. B. A method used to gain access to restricted areas, including computer systems, in which the fraudster exploits another person's access capability C. A method where a fraudster gains access to a person's property and steals personal information. D. A method where a fraudster gains access to a person's farm. 24. Per the Fraud Examiners Manual, why do fraudsters commit Employment Identity Theft? A. They are not legal citizens, or a background check would reveal disqualifying information about them. B. They are legal citizens, or a background check would reveal disqualifying information about them. C. They have a higher risk in committing employment identity theft. D. Fraudsters do not commit employment identity theft. 25. Per the Fraud Examiners Manual, what is one reason fraudsters target a business rather than an individual. A. Individuals are harder to target. B. Fraudsters are not targeted. C. businesses tend to have larger bank account balances, easier access to credit, and higher credit limits than individuals. D. Individuals tend to have larger bank account balances, easier access to credit, and higher credit limits than individuals