24. Alice, who used to run a largoit firm and who is now in consultant, moets with Jean, an insurance agent, to analyren het needs. Jean welt hee the theeds for work as he just lont his job. Jean also nuggests that Alice obtain comptementary coverage in the form of civical winess insurance. Alce finds Jean's propostal too expensive. She tels him that she car't afford the premiums. However, Jean is sure that his recommendation is very conservative and that, based on her income, Alice should be able to pay the premiums. What should Jean do? Jearn shchald limit his recomm nfation to diability insurance and make sare that he finds the most cost-elfective product on the market. tifuation sean is obligated to recommend that Alice consult with another insurance agent because ahe does not accept his phoposal sean should recommend that Alice obtain mortgage disability insurance from her bank as if will be less expensive