24. Back to the original Q20, assume that instead of selling the mortgages immediately, BOA sells them in one year. What is BOA's IRR from this deal (originate mortgages at t=0 and sell at t=1)? Note that BOA collects the first mortgage payment, so it sells just the one remaining payment. As in original Q20, no prepayment or default here. 24. Back to the original Q20, assume that instead of selling the mortgages immediately, BOA sells them in one year. What is BOA's IRR from this deal (originate mortgages at t=0 and sell at t=1)? Note that BOA collects the first mortgage payment, so it sells just the one remaining payment. As in original Q20, no prepayment or default here