24. Donde Bankus ROE of 10 percent and has sy so in cuper dollar of equity capital Occide also has a peace maria of 15 percent. What is an AU ! A 105 percent B335 pro C 5.56 percent D. 6.45 percent E 702 percent 25. A captive finance company is one that A is owned by a retailer or manufacturer B. is owned by a bank holding company. C. is owned by its depositor D lenda only to high risk individuals that cannot obtain loans elsewhere... captives) E is regulated at the federal level. 26. For the finance company industry as a whole. the largest single loan type is a A. business loans B. consumer loans C. real estate loans D. high-risk consumer loans E. credit card loans 27. Aggregate finance company profitability was poor in the late 2000s primarily due to which segment of the finance company industry A. Business factoring B. Equipment loans C. Equipment leasing D. Securitization of auto loans E. Subprime lending 28. Which one of the following institutions is the least regulated? A. Banks B. Credit unions C. Finance companies D. Savings associations E. Savings banks 29. Factoring is A equipment leasing B.servicing mortgage factors. D. financing automobile purchases. C. purchasing corporate accounts receivables at a discount. E making installment loans to customers. Page 6 of 7