24. You have $5,000 to invest for the next year and are considering three alternatives: a. A money market fund with an average maturity of 30 days offering a current annualized yield of 3%. b. A two-year CD at a bank offering an interest rate of 4.5%. c. A 20-year U.S. Treasury bond offering a yield to maturity of 6% per year. What role does your forecast of future interest rates play in your decision