25. Alicia is considering two offers to purchase that she has received on a residential building lot she wishes to sell. One is a cash offer of $145,000. The other offer consists of three pay- ments of $49,000-one now, one in six months, and one in twelve months. Which offer has the larger economic value if Alicia can earn 4.4% compounded quarterly on low-risk invest- ments? How much more (in current dollars) is the better offer worth