25/ The main purpose of cash value inside a whole life policy is to

A.pay the premiums in the the current years.

B.pay for the cost of insurance in the the current years.

C.pay for the cost of insurance in the later years.

D.take advantage of stock options offered by the insurance company.

36/ Since it is difficult to predict economic conditions and determine how different types of investments will perform in a given period, it may be better to base your asset allocation decisions on:

A.the assets offered by your broker.

B.your instincts.

C.your stage in life and degree of risk tolerance.

D.the advice of your banker.

37/ Universal life insurance

A.does not have a fixed premium.

B.is classified as a term life insurance policy.

C.provides insurance over a specified term like whole life insurance.

D.has a savings component like term life insurance.