25. The standard repayment period for student loans is 10 years. However, there are a lot of other options available to most students. Which of the following is a true statement about student loan repayment? A. The income-based repayment plans require to you have "financial hardship" to qualify, but they allow you to stretch your payments over a longer time period (over 20 years). B. You need to participate in the Pay As You Earn plan or the income-based repayment plans to qualify for the Public Loan Forgiveness Plan. C. Graduated payments allow you to make lower payments when you first graduate but the amount of the payments will increase every 2 years over a 10-year period. D. You must have some of your "grace period" remaining to qualify for the student loan consolidation program. E. All of the above are true statements about student loans