25. The stock of Mosses, Inc., is expected to return 20% annually with a standard deviation of 9%. The stock of Barney, Inc., is expected to return 13.2% annually with a standard deviation of 6%. The beta of the Mosses stock is 1.60, and the beta of the Barney stock is 1.1. The risk-free rate of return is expected to be 7%, but the return on the market portfolio is 13%. Based on the Security Market Line (SML), what is the required rate of return for Mosses given the current market situation