25. Which statement is true if an agent knew that the contract he or she sold was issued by an unauthorized insurer? a. The agent is liable to the insurer for the full amount of the commission received. b. The agent is liable to the insurer for any Florida fines it may be required to pay. c. The agent is liable to the insured for the full amount of the claim or loss not paid. d. The agent is liable to the insured for a partial refund of premium