25. You need to borrow $3,000 to buy a powerboat. The boat dealer offers (low, low) monthly payments of $99 for 36 months with an additional balloon payment of $300 in the last month. What interest rate is the dealer charging you? 26. Four years ago, your mother invested $10,000 in the Alpha Mutual Fund to provide money for your college education. All dividends were reinvested in the fund. Now the money is needed. The value of the shares in the fund is $14,116. What annual rate of return was earned on the original $10,000 investment? 27. On January 16, 2018, Clara invested $2,000 in the common stock of Ace Novelties. Ace pays dividends quarterly on April 15, July 15, October 15, and January 15 of each year. Clara sold her stock on July 16, 2019, after receiving $30 in dividends each quarter. a. Suppose that Clara sold her Ace stock for $1,820. What annual rate of return did she earn? b. Suppose that Clara sold her Ace stock for $2,000. What annual rate of return did she earn? c. Suppose that Clara sold her Ace stock for $2,194. What annual rate of return did she earn