26. All of the following are included as insureds under the Section ll- Liability Coverages of a homeowner's policy, ExCEPT: - A. The named insured's 17 -year-old foster child B. The named insured's grandmother who lives with her C. The named insured's separated spouse who resides and works in another state D. The named insured's neighbor while caring for the insured's dog if the doz causes injury while in the neighbor's care 27. While driving his car, Sean causes an accident with a school bus that injures several children. The children are awarded damages of $1,600,000. Sean has a Personal Auto Polloy (PAP) with a bodily injury llability limit of $500,000 per acdident. He also has an Page 9 of 15 personal umbrella liability policy with a $2,000,000 limit of tlability, What amount will the personal umbrella liability insurer pay for this accident? A. $1,099,000 B. $1,100,000 C. 51,599,000 D. $1,600,000 28. Jessie was away from home and wanted to charge the battery on his laptop computer. He left the laptop in his car, plugsed into the cigarette lighter. Jessle later discovered that his car had been broken into and his laptop had been stolen. lessie's car is insured under an unendorsed Personal Auto Policy (PAP). Disrecarding any deductibles, what amount will Jessle's insurer pay for the laptop? Nothing Actual cash value Replacement cost