27. You have a student loan that requires you to pay $180 per month, starting next month, for 94 months. You can make these payments or enter a new loan that requires you to pay $120 per month, starting next month, for 45 months. To switch to the new loan will cost you a "financing fee" of $1,793 today. If your investments earn 2.02% APR (compounded monthly), how much do you save in PV terms by taking out the new loan?