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28. According to the BIS report, there are two types of authentication and authorization in payments-deferred and immediate. An example of the first type is

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28. According to the BIS report, there are two types of authentication and authorization in payments-deferred and immediate. An example of the first type is _, while an example of the second type is _(p. 3) A. credit transfers; direct debits B. direct debits; checks C. card payments; checks D. checks; card payments

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