28. Amy Hirt started a paper route on January 1, 2012. Every three months, she deposits $300 in her bank account, which earns 8 percent annually but is compounded quarterly. On December 31, 2015, she used the entire balance in her bank account to invest in a contract that pays 14 percent annually. How much will she have on December 31, 2018? 31. Al Counsel purchased 357 shares of Eco-Survival Tours on July 1, 2016 for $5.00 per share. Find his annual rate of return if he sold the stock a. On June 30, 2017. for $6.00 per share. b. On December 31, 2019, for $10.92 per share. c. On June 30, 2022, for $8.39 per share