28) John and Peggy recently bought a house. They financed the house with a $229,000, 30-year mortgage with a nominal interest rate of 6.63%. Mortgage payments are made at the end of each month. What total dollar amount of their mortgage payments during the first 4 years will go towards repayment of principal?

$66,025.39

$59,359.34

$10,106.84

$11,059.99

$14,249.02