28. The Bank for International Settlements (BIS) member countries, including the U.S., with the reached agreement in 1988 to use of new risk-based capital ratios for bank regulation. A. Basel accord B. Glass-Steagall c. NAFTA D. Tier II agreement E. Treasury Accord 29. With current U.S. regulation, FDIC deposit insurance is now generally limited to per depositor per bank. With European Union (EU) regulation, all EU countries must offet deposit insurance in a plan funded by their financial institutions in the amount of A. B. C. D. E. $50,000, none $100,000, 50,000 $150,000, 75,000 $250,000, 100,000 unlimited, unlimited 30. The Community Reinvestment Act was a regulation designed to A. Protect the payments system B. Ensure adequate disclosure and fair play in securities markets C. Ensure fair allocation of credit D. Ensure the stability of financial institutions E. Moderate the volatility of financial markets