28. You have an apartment property under contract to purchase and are now lining up a loan for the acquisition, which you need to close. Assume that your year 1 NOI is $2,000,000 and there are no capital expenditures in the first year. An appraiser has determined the asset value to be $33.3M. Assume that a lender will provide you a loan at 65% LTV with a 4% interest rate, 30 year amortization and monthly payments. What is the year one DSCR and Debt Yield? (3pts)