28.2 James Berwick purchased a $250,000 cashier's check from Bank of Colorado that was made payable to Ron Bryant. Berwick instructed the bank to give the check to James Kalhorn, who was to deliver the check to Bryant. The next day, Bryant pre- sented the cashier's check to a Las Vegas Sands casino, which called Bank of Colorado to verify that it had issued the cashier's check. Las Vegas Sands then deposited the check into its bank account. Before the cashier's check was returned to Bank of Colorado for payment, how- ever, Berwick claimed that it was lost and requested the bank to stop payment on it. The bank refused to pay the cashier's check, and litigation followed. A court found that Bank of Colorado had improperly honored Ber- wick's stop-payment order and was liable for wrongfully refusing to pay the cashier's check.1

Please summarize The 3 different relationships between Bank and customer in Section 28-2 of the chapter

2) Distinguish between a cashier's check and a certified check. What advantages and disadvantages do they have to a personal check?