29. Shawn, age 45, is married with two teenagers. Three months ago, his wife was diagnosed with an aggressive cancer. He purchases $250,000 in whole e Insurance on his own life. He completes the application with the help of a life insurance agent. The information provided by Shawm leads the age o believe that he is insurable. The agent therefore helps him complete an additional form to obtain a temporary insurance agreemers valid for 90 days Shawn also pays the first month's premium. During the meeting, Shawn does not mention his wife's illness. Fifteen days later, he commits s Why will the insurer refuse to pay the death benefit? o Shawn did not mention his wife's illness on the application O 0 Shawn did not pay enough premiums to benefit from the temporary insurance. Shawn died before the temporary insurance came into effect Shawn took his own life before the end of the suicide exclusion period. Choose option