29. TRUE OF FALSE: Credit Unions are a type of Commercial Bank Fouse 40. TRUE or FALSE: Credit Unions are heavily taxed. Lease 41. TRUE or FALSE: Demutualization has been a trend among insurance companies. True 42. TRUE or FALSE: Banks prefer to invest in loans whereas insurance companies prefer bonds. Fouse 43. TRUE or FALSE: Competition for Security & Investment Firms increased when the 1987 Act True allowed Bank Holding Companies to expand their underwriting activities. 44. TRUE OR FALSE: By size, Mutual Funds over 40 years have become one of the three largest types of financial institutions. The 45. Which of the following is said to be a major benefit of a Finance Company over a Bank: a fewer regulations c. larger deposit base b. less risky customers @higher quality commercial loans. 46. Define Usury law: 47. Define Captive finance company: - ford mour credit finance company wholly our non sono sog a parent company 48. What is a factor as defined within the Finance Company terminology: 49. Which of these financial institutions is the largest investor in the Stock market: Commercial Banks b Finance Companies c. Pension Funds Insurance firms