(2pts) 20) Which of the following is not a role of financial markets mentioned in the book? O providing information O providing liquidity 0 maximizing return. O risk-sharing 21) Around the world microfinance institutions make the vast majority of their loans to women rather than men. Why? (2pts) O Historically, women repay loans at a much higher rate than men. Most of the money loaned out was donated by women who insisted that loans be made only to women. O Government regulations require that the loans be made to women. O Men are not interested in borrowing money. (2pts) 22) The problem of distinguishing a good risk from a bad one before making a loan or providing insurance is called O leverage O adverse selection O moral hazard O systemic risk 23) The key reason cited in the video Small Fortunes for why poor people around the world are not able (2pts) to get traditional bank loans is: O Government regulations 0 A lack of banks O Discrimination by the wealthy against the poor O Lack of collateral 24) The most prominent of asset-backed securities is: 2pts) OU.S. Treasury bonds since they are backed by all public assets. O movie box-office receipts