3) $16,000 is deposited into an account earning 3% effective annual interest. At the end of each year, the interest earned in that year plus an additional $400 is withdrawn from this account and put into another account earning 4% effective annual interest. Find the accumulated value in the second account after 40 years (when the rst account is completely depleted.) Also, ll in the following table (or, redraw the table on your solution sheet being handed in and ll it in). Amount in |-----I--| Amount deposited -----I--|