3. (3) To plan for your newborn's education, you invest in a mutual fund and will make yearly donations until your child enters the great University of Georgia in 18 years. The mutual fund will return on average around 9% per year. Currently, tuition for college is about $5,000 per year. However, tuition usually grows at about 3% per year. You assume it will continue to follow this pattern until your child has graduated from college. How much will you need to save per year so that your child will have college paid for? (Assume: Tuition payments are at the BEGINNING of the year, and the money remains invested until your child exits college...)