3. A 2/10, net 30 credit policy: A) provides cheap financing to the buyer for 30 days. B) tends to increase the seller's investment in receivables as compared to a straight net 30 policy C) is an inexpensive means of reducing the seller's collection period if every customer takes the discount D) is an expensive form of short-term credit if a buyer forgoes the discount. E) tends to have little effect on the seller's collection period