3) An enterprise will collect 250,000 YTL from the firm from which it sells goods. However, instead of paying this amount in cash, the debtor firm offered to pay this amount in 24 installments, 13,000 YTL at the end of the month. If the current monthly loan interest in the market is at the level of 1.50, what is the profit (+) or loss (-) of the enterprise if this proposal is accepted?