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3. An insurance settlement that will pay her $1,200 per month for the next 40 months. A finance company, GJ Worthless, is willing to buy

3. An insurance settlement that will pay her $1,200 per month for the next 40 months. A finance company, GJ Worthless, is willing to buy this settlement from her today as long it can obtain a yield of 0.85% per month on its investment

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