#3 and 4 thanks!

Luana Loves shopping for clothes, but considering the state of the economy, she has decided to start saving. At the beginning of each year, she will deposit $1, 970 in her local bank, which pays her 10% annual interest rate. Luana decides that she will continue to do this for the next eight years. How much will she save by the end of eight years? $25, 933.02 $23, 363.09 $11, 253.03 $32, 416.28 Which of the following statements is not true about mortgages? The ending balance of an amortized loan contract will be zero. If the payment is less than the interest due, the ending balance of the loan will decrease. Mortgages are examples of amortized loans. Every payment made toward an amortized loan consists of two parts - interest and repayment of principal. A 12-year bond has an annual coupon rate of 9 percent. The coupon rate will remain fixed until the bond matures. The bond has a yield to maturity of 7 percent. Which of the following statements is most correct? The bond is currently selling at a price below its par value. If market interest rates decline today, the price of the bond will also decline today